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BANKRUPTCY ATTORNEY Chapter 7 & 13 In Alpharetta, Georgia

As things in the economy have gotten worse, the number of consumers and businesses heading to bankruptcy court has spiked. In 2008 alone, over 1 Million people filed for personal bankruptcy. While there are several reasons why an individual or a business may file for bankruptcy, the general relief and protections sought are similar. An individual generally files for bankruptcy in order to obtain one or more of the following benefits: (1) Have certain debts discharged completely or sort out which debts are dis-chargeable from those debts which will still be owed; (2) Receive extra time to pay debts; (3) Receive a break from creditor calls while debt relief is arranged; (4) Have the assistance of a trustee to pursue lawsuits or other claims that the debtor owns so that the money obtained can be used to pay creditors; or (5) Eliminate certain judgment liens if those liens impair an exemption. There are negative consequences to filing for bankruptcy, and these may outweigh the benefits. For example, a potential debtor may need to resolve one debt (such as a mortgage), but if the home does not have any equity, there may not be any benefit to filing for bankruptcy. Because bankruptcy laws are complex and each case is different, you should contact an experienced attorney to evaluate your situation. WHY HIRE US? If you are considering filing for bankruptcy, there are many benefits to working with the Alfred Law Firm. First and foremost, we will remain by your side throughout the Bankruptcy process to protect your best interests and ensure your legal rights are not violated. In addition, we are available at all times to answer your questions, address your concerns, and help you work through any obstacles or issues that may arise during the bankruptcy process. The other advantages to hiring the Alfred Law Firm are: • We can help stop harassment from creditors; • We can help you determine whether or not you should

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